Blogs

PEI Gets Interest-Free Student Loans!

 
Wow.
 
It’s front-page news here at Student Finance 101 when any province drops the interest charges on its student loans.
 
The last time that happened was back in August, 2009.
 





Better Late than Never: BC goes RAP

 
Good news if you've been struggling to pay your BC student loans!
 
As of July 1, 2012, you may finally get the same kind of student loan repayment aid on BC student loans that you've had with your Canada loans.
 
Yes, the Repayment Assistance Plan (RAP) will now be extended to the BC portion of integrated student loans.
 
RAP helps people with modest incomes keep up with their student loan payments rather than defaulting.
 





Final Weeks for Alberta Student Loan Relief

 
Going, going…

 
UPDATE:  SINCE THIS WAS WRITTEN, ALBERTA HAS ENDED THE STUDENT LOAN RELIEF PROGRAM.
 
To learn about ALBERTA'S NEW 'COMPLETION' AND 'RETENTION' GRANTS see below for early details - followed by 2 links for new info.
 
This blog is now posted as an archive.  
 





Quebec Students Showing Courage

Yes, students in Quebec have been protesting for weeks about the plan to double their tuition over the next 5 years.





The Mystery That Is Alberta

 

Oh, Alberta Student Loan Relief, we hardly knew ye.

We get a lot of Alberta users on this site. So I've always felt bad that we didn't have more information for them on the only program that actually reduced (by a bit) their Alberta student loan debt.

The program was called Alberta Student Loan Relief.

We’ve had a few articles, of course, but why didn’t we have more details?

Dear Albertan readers, our lack of detailed information wasn't for lack of trying.





Education Policy in the House of Cards

 
You may have noticed that I don't say that much about education policy on the 'Debt 101' website.
 
Usually, I just explain how the system works. And suggest ways for students and grads to survive it.
 
But of course, I'm very concerned about our higher education policy. I care about equal access and quality -- and the destructive effects of loading students up with debt.
 
That's wrong on so many levels - from moral to macro-economic. 
 





Take Your Student Debt to Saskatchewan

 Hey, unemployed university grads stressed out by debt. Let's connect some dots...

 Dot 1. Little item in the news today (Nov 29, 2011) says:

Germany’s K+S AG, Europe’s largest potash producer, is moving ahead with construction of the $3.2-billion Legacy project in Saskatchewan – the first potash mine to be built in the province in 40 years.





Hey, what happened?

 

Some of the changes at Student Finance 101 this week may have you rubbing your eyes. And there are further improvements on the way! We'll roll them out over the next few months.

Of course, we have a shoestring budget and we're all volunteers, so without a fairy godmother, our help-site won't look as flash as the sites of big-buck organizations. But we're proud to have so much to offer. Above all, we've got great content and our hearts are in the right place. But with the redesign work going on, we plan to serve you even better!





A Lesson from Quebec Students

 
To those in other provinces, Quebec students may seem to have it comparatively easy.
 
Ok, they don't have the greatest repayment aid system. But for years, they've had Canada's lowest tuition fees.  
 
Now how did that happen?
 
Is it because Quebec is the richest province? No. 
 
Is it because universities in Quebec don't have similar costs to those in, say, Ontario, Nova Scotia and Alberta? No, no and no. 
 





Half-Price U? Let's Go, Canada!

 

Study while you work, to chop the costs? Ok, it's not a new concept, but I'm hearing some creative approaches starting up in the US and UK that Canadian universities and trade schools should take a look at.